Provisions in the Mediterranean, marina fees in the Caribbean, repairs in Southeast Asia... the costs of international cruising add up fast. But most cruisers don't realize they're paying a hidden 5-10% extra on every single foreign transaction.

That's the global tax you pay when you rely on traditional banks and get tricked by dynamic currency conversion at ATMs worldwide.

Your Global First Mate: The Wise Multi-Currency Account

We've sailed across oceans and cracked the code on managing sailing money international transfers. It's time to stop donating your hard-earned cruising budget to banks and start keeping it for your adventures - wherever you sail.

This Problem Exists in Every Cruising Destination

Mediterranean

EUR to TRY, GBP, etc.
Dynamic currency traps

Caribbean

USD to XCD, EUR, etc.
Poor exchange rates

Southeast Asia

Any currency to THB, IDR, MYR
Bank fees eat budgets

South Pacific

AUD to XPF, USD to VUV
Worst exchange rates

Wherever you sail, local banks give visitors the worst rates. It's a global problem that needs a global solution.

Your Worldwide Financial Advantage

Whether you're crossing the Atlantic or island-hopping in the Pacific, the strategy works the same:

  • For Major Expenses: Convert funds when exchange rates are favorable. Lock in savings on marina fees, haul-outs, and major repairs.
  • For Daily Spending: Use your Wise card directly or add to Apple/Google Pay in the Wise App for automatic payments. Always choose local currency at point of sale.
  • For Cash Withdrawals: Use ATMs worldwide. Always DECLINE the ATM's currency conversion offer and insist on paying in local currency!

Real Savings for Real Cruisers

On typical cruising expenses, using Wise can save the average cruiser $500-$2,000 per year. That's extra months of cruising, better equipment, or unforgettable experiences.

Cruising Financial Checklist

"Start Saving in Minutes, Not Days"

As soon as your Wise account is approved, you get a free, instant Digital Card right in the Wise app you can use immediately:

For Daily Spending: Add your Wise Digital Card to Apple Pay or Google Pay on your phone. Tap to pay for provisions, fuel, and meals anywhere that accepts contactless payments.
For Online Payments: Use the digital card details in the app to pay for marina bookings, chandlery orders, or services worldwide.

Your Global Action Plan

  1. Get a Wise Account – Do this today from anywhere in the world.
  2. Set Up Your Digital Card – It's ready instantly in the app. Add it to your phone's wallet.
  3. Start Spending & Saving – Use it immediately for online and in-store payments globally.
  4. For Cash Needs: Use ATMs worldwide or wait for your physical card to arrive.

The Golden Rule Applies Worldwide: Whether using the digital or physical card, ALWAYS choose to be charged in the local currency if given the option at ATMs or point of sale.

Ready to Navigate Around Global Bank Traps?

Join thousands of cruisers who save 5-10% on every sailing money international transfer.

Ready to start saving worldwide?

Yes

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